As 2025 draws to a close, millions of Canadians are preparing for the final round of federal benefit payments before the new year. December is one of the most important months for families, seniors, caregivers, parents, and low-income households because it includes multiple confirmed CRA (Canada Revenue Agency) deposits, year-end adjustments, and several payments that may arrive earlier because of the holiday season.
Canada has officially confirmed the full December 2025 benefit payment schedule, including dates for:
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Canada Child Benefit (CCB)
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GST/HST Credit
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Old Age Security (OAS)
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Canada Pension Plan (CPP)
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Climate Action Incentive Payment (CAIP)
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Canada Workers Benefit (CWB) Advance
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Disability benefits
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Provincial and territorial supplements
This comprehensive guide explains when each deposit arrives, who qualifies, how much to expect, and what changes Canadians should prepare for heading into 2026.
Why December 2025 Is Important for Canadian Benefits
December is a special month for CRA and Service Canada programs because:
✔ Payments may arrive earlier due to holiday banking schedules
✔ Families receive the final CCB payment of the year
✔ Seniors get their last OAS and CPP deposit before 2026 adjustments
✔ GST/HST Credit may be delivered for eligible recipients
✔ Some provinces issue year-end top-ups or climate rebates
✔ Federal income-tested benefits prepare for inflation updates
For many households, December benefits help manage holiday spending, winter bills, and year-end financial pressures.
Full Canada December 2025 CRA Payment Schedule
Below is the confirmed federal benefit timetable for December 2025.
1. Canada Child Benefit (CCB)
✔ Payment Date: December 19, 2025
The Canada Child Benefit is a tax-free monthly payment for families raising children under 18.
December payment includes:
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Base CCB amount
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Disability supplement (if applicable)
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Provincial/territorial child benefit top-ups (in certain regions)
This is the final CCB payment of 2025.
2. GST/HST Credit
✔ Payment Date: December 5, 2025
December is one of the scheduled quarterly GST/HST Credit payments.
Eligibility is based on:
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2024 tax return
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Family income
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Number of dependents
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Marital status
Amounts vary depending on adjusted incomes.
3. Old Age Security (OAS)
✔ Payment Date: December 22, 2025
Seniors aged 65+ will receive their OAS payment before Christmas.
OAS includes:
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Base pension
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Guaranteed Income Supplement (GIS)
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Allowance
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Allowance for the Survivor
This is the last OAS payment before January 2026 increases, if applicable.
4. Canada Pension Plan (CPP)
✔ Payment Date: December 22, 2025
CPP deposits arrive on the same day as OAS, covering:
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Retirement pension
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Disability benefit
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Survivor’s pension
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Children’s benefit
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Post-retirement benefit (PRB)
This December payment is the last before potential 2026 CPP contribution rate changes.
5. Climate Action Incentive Payment (CAIP)
✔ Payment Date: December 13, 2025 (If your province participates)
CAIP is issued quarterly to eligible provinces:
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Ontario
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Manitoba
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Saskatchewan
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Alberta
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Nova Scotia
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Newfoundland & Labrador
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Prince Edward Island
Some provinces may schedule deposits earlier due to holidays.
The December CAIP covers:
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Base amount
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Rural supplement (10%)
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Provincial-specific supports
6. Canada Workers Benefit (CWB) – Advanced Payments
✔ Payment Date: December 12, 2025
The CWB advance is paid quarterly and supports low-income workers.
Eligibility is based on:
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Working income
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Tax return for previous year
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Disability supplement (if applicable)
7. Provincial & Territorial Benefits (Varies by Region)
Several provinces provide additional support in December, such as:
Alberta
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Alberta Child and Family Benefit (ACFB) – Dec 27
Ontario
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Ontario Trillium Benefit (OTB) – Dec 10
British Columbia
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BC Family Benefit – Dec 20
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BC Climate Action Tax Credit – Dec 20
Manitoba
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Child Benefit – Dec 20
Quebec
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Family Allowance – Dec 1
Provincial dates vary, but many align with the CRA schedule.
How Much Will Canadians Receive in December 2025?
Below are the typical payment ranges (estimates based on current policy).
⭐ Canada Child Benefit (CCB)
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Up to $619/month per child under 6
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Up to $522/month per child 6–17
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CCB Disability Supplement: $3,173 per year
⭐ GST/HST Credit
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Single adult: Up to $496 annually
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Couple: Up to $650 annually
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Child amount: Up to $171 per child
December payout = ¼ of your total annual credit
⭐ Old Age Security (OAS)
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Ages 65–74: Approx $714/month
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Ages 75+: Approx $784/month
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GIS: Up to $1,072+ for singles
⭐ CPP
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Average retirement: ~$760/month
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Maximum: ~$1,365/month
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CPP Disability: ~$1,570/month
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Children’s benefit: ~$294/month
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Survivor benefits vary
⭐ Climate Action Incentive Payment (CAIP)
Amounts vary by province but typically range:
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$250–$450 per adult
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$100–$200 per child
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Rural supplement: +10%
⭐ Canada Workers Benefit (CWB)
Advance payments typically:
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$300–$450 (per quarter)
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CWB Disability Supplement: Up to $700+ annually
Eligibility Requirements for December 2025 CRA Benefits
Eligibility varies by program. Below are the key rules:
✔ Canada Child Benefit (CCB)
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Must file taxes
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Child under age 18
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Live with child
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Be primary caregiver
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Residency in Canada
✔ GST/HST Credit
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Must file taxes
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Income-based
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Residency in Canada
✔ OAS & GIS
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Age 65+
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Legal Canadian status
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Residency requirements
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Income thresholds (GIS)
✔ CPP
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Must have contributed to CPP
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Age requirement (retirement)
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Disability approval for CPP-D
✔ CWB
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Working income
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Low or moderate income
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Filed taxes
✔ CAIP
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Must file tax return
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Residency in eligible province
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One per household
Will December 2025 Benefit Payments Arrive Early?
Some payments may arrive early depending on:
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Your bank’s processing schedule
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Weekends
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Christmas Day holiday (Dec 25)
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New Year’s Day holiday (Jan 1)
Direct deposit users typically receive payments on time or early.
Paper checks may experience postal delays in December.
How to Avoid Delays in December 2025
✔ Ensure CRA has your updated banking information
✔ File your tax return early in the year
✔ Respond to CRA verification letters promptly
✔ Avoid changing banks in December
✔ Use direct deposit instead of paper checks
✔ Check CRA My Account for payment status
Will There Be Any Extra Benefits in December 2025?
❌ No extra federal payments are scheduled.
✔ Some provinces may offer one-time top-ups.
Despite rumours, the CRA does not provide holiday bonuses or surprise December deposits.
All payments follow the regular schedule.
Final Summary – December 2025 CRA Payments
Here is the complete confirmed list:
✔ GST/HST Credit: Dec 5
✔ CWB Advance: Dec 12
✔ CAIP: Dec 13
✔ CCB: Dec 19
✔ OAS: Dec 22
✔ CPP: Dec 22
✔ Provincial benefits: Vary by province
December 2025 brings the final set of benefit payments before the start of the 2026 tax and benefit year. Staying aware of dates and eligibility ensures families and seniors receive all the financial support they are entitled to.
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Canada December 2025 Benefit Payments: Full CRA Schedule & Eligibility
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Canada confirms December 2025 CRA benefit payments. See full payment dates for CCB, GST/HST, OAS, CPP, CAIP, CWB, and provincial programs, plus complete eligibility rules.
FAQs — December 2025 CRA Benefit Payments
1. When is the CCB payment for December 2025?
The CCB payment will be issued on December 19, 2025.
2. Do seniors get their OAS deposit before Christmas?
Yes, OAS is paid on December 22, 2025.
3. When will CPP be paid in December 2025?
CPP arrives on December 22, 2025, the same day as OAS.
4. Is there a bonus or extra CRA payment in December 2025?
No. Only regularly scheduled payments are issued.
5. When is the next GST/HST Credit after December?
The next GST/HST Credit payment will be issued in January 2026.
